Overspending – Is it Worth it?

Reckless Spending Syndrome (RSS) sounds, to most of us, like a good excuse to waste most of our salary on clothes, shoes and unnecessary gadgets instead of important essentials like food and bills. The harsh reality of this illness forces us to take it seriously; sufferers have experienced severe side effects, many become depressed when the acquisition of goods fails to deliver the momentary high they crave, others even commit suicide when their debts become too much to handle.

We live in a highly materialistic society but there are small steps you can take by asking yourself how much you really need that new computer, handbag or car to stop yourself descending the slippery slope into your overdraft.

Are you buying this item because you feel it will cheer you up? RSS sufferers shop the same way that alcoholics drink. They believe it will make them feel powerful and allow them a moment’s pleasure. Are you in debt already? If so then think carefully before you buy – do you really need it? In a few weeks could the money be better spent on food? Most RSS sufferers feel deprived and angry when they have to refuse themselves something. These emotions can manifest into physical violence in the same way that a drug addict being forced to not take a hit could feel the need to punch something to release the tension and energy from their bodies. It is not unusual for RSS sufferers to become withdrawn and hide or lie about their purchases which can later lead to emotional difficulties when they are made to realise their situation.

To many there is nothing harmful about a trip to the local shopping centre and we can enjoy the occasional luxury item but if you allow yourself this pleasure too often it can lead to drastic, dangerous consequences that are very difficult to correct. The healthiest way to combat this is to set yourself weekly or monthly budgets. When pay day comes I transfer all of my money into a secure savings accounts and week by week I give myself an allowance; whatever doesn’t get spent goes into next weeks balance. This stops me splurging and means I have to assess each purchase; “if I buy this I cannot afford to do that/ go out there/ fill my car with petrol.” For the first time in years I am saving money and it feels great.

 

 

 

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